Freight Factoring
Grab your earnings in no time and instantly cover critical expenses such as fuel, truck maintenance and payroll.
- Same-day funding on approved invoices
- Broker credit checks before you book
- No long-term factoring contracts
Cash flow that keeps up with your wheels
Waiting 30 to 45 days on broker payment while fuel and insurance come due weekly is how profitable carriers go under. Factoring converts your delivered load into cash the same day the paperwork clears.
We pair factoring with credit screening: before a load is booked we check the broker's payment history, so you are not funding somebody else's cash-flow problem.
Why choose MAT Dispatch for Factoring Service?
Fast funding
Approved invoices funded the same business day.
Competitive rates
Transparent factoring fee quoted up front.
Credit protection
Broker credit checked before dispatch, not after.
No hidden fees
No monthly minimums or termination penalties.
Integrated paperwork
Our dispatch and invoicing feed the factoring submission automatically.
What our Factoring Service includes
Invoice submission
We package the rate con, BOL and POD and submit for you.
Broker credit checks
Payment history reviewed before you accept a load.
Collections support
Follow-up on slow payers handled by our desk.
Funding reporting
Clear statements of advances, fees and reserves.
How our Factoring Service works
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1. Deliver the load
Send the signed POD from your phone.
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2. We submit
Complete invoice package built and filed the same day.
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3. Get funded
Cash in your account, typically within hours.
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4. We reconcile
Advances and reserves matched to your settlements.
Who needs Factoring Service?
Whether you run one truck or fifteen, the desk works the same way — one specialist, full transparency and no long-term contract.
See how to startOwner-operators
- Cover fuel and maintenance without a credit line.
Small fleets
- Make payroll on schedule regardless of broker terms.
New carriers
- Start hauling without 45 days of working capital in the bank.
Key features of our service
Same-day cash
Funding on approved invoices.
Credit screening
Know the broker before you haul.
Flat fee
One transparent percentage.
No lock-in
Cancel with written notice.
Get a free setup
Free to get started.
Contact us for free setup.
MAT Dispatch's job is to provide the best factoring service in the market for every driver — high-quality work, best-paying loads and no surprises on the invoice.
Free setup
Request received
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+1 (678) 605-9031Don't drive empty — Drive with MAT Dispatch!
You didn't buy a truck to chase bad loads or sit empty. Our dedicated dispatchers help you stay loaded with smart routing, strong broker connections and real support when things change on the road.
- Full-Service Dispatch Support
- Efficient Route Planning
- Non-forced dispatch
Questions? We have answers
What does MAT Dispatch's factoring service include?
Everything listed on this page is covered by one flat service fee — no per-document charges, no setup fee and no hidden add-ons. Your dedicated specialist handles the work end to end and reports back weekly.
Do I have to sign a long-term contract?
No. We work month to month. If the service is not paying for itself you can stop with a simple written notice — we will hand over every file we hold for you.
How fast can we get started?
Most carriers are fully onboarded within 24 hours. Send your MC/DOT number, W-9 and a certificate of insurance, and your specialist takes it from there.
Who will I be talking to?
One named specialist, reachable by phone, SMS or email — plus a backup on the same desk so you are never left waiting when your contact is off shift.